Daily GK and Current Affairs Quiz - 14th & 15th January 2023
Daily GK and Current Affairs Quiz - 14th & 15th January 2023

Daily GK and Current Affairs Quiz – 14th & 15th January 2023

Today’s Current Affairs Quiz. Important Current Affairs Questions – January 2023. Monthly Current Affairs PDF. Latest Current Affairs Questions for Banking and Insurance Exams 2023. Welcome to the Let’s Study Together (LST) online Current Affairs section. If you are preparing for Banking & Insurance, SSC, Railways, and other competitive exams, you will come across a section on Current Affairs. Here we are providing you with the “Current Affairs Quiz – 14th & 15th January 2023″ in PDF format based on the current events for your daily practice.

This “Current Affairs Quiz – 14th & 15th January 2023″ is also important for other banking exams such as LIC AAO, IBPS PO, IBPS Clerk, SBI PO/Clerk, IBPS RRB Officer, IBPS RRB Office Assistant, IBPS SO, SBI SO, SSC, Railways and other competitive exams.

Current Affairs Quiz – 14th & 15th January 2023

In all Sarkari Exams/Govt Exams, Current Affairs Quiz which is asked generally framed on International News, National News, State News, Sports, Awards, Summits, Schemes, Books & Authors, Ranks & Reports, Important Days, Economy, Defence, Science & Technology, etc. To excel in the Current Affairs section of the competitive examinations you are required to cover Current Affairs Quiz in the above areas.

1. Which of the following banks has launched e-Bank Guarantee (e-BG) facility by joining hands with National e-Governance Services Limited (NeSL)?

  1. UCO Bank
  2. Axis Bank
  3. Canara Bank
  4. State Bank of India
  5. None of these

Show Correct Answers

Correct Answer:  D. State Bank of India

Explanation:  State Bank of India (SBI) has launched e-Bank Guarantee (e-BG) facility in association with National e-Governance Services Limited (NeSL). India’s largest lender said this facility will bring about a revolutionary change in the banking ecosystem, where bank guarantee is frequently used in large volumes. By using the NeSL’s platform, the bank customers and other beneficiaries will instantly get an e-Bank Guarantee without additional verification.

NeSL’s Digital Document Execution (DDE) platform, which provides e-Stamp and e-Sign functions, will facilitate the e-Bank Guarantee process. Beneficiaries will instantly receive an e-Bank Guarantee on NeSL’s platform without further verification. Currently, the bank issues these guarantees with physical stamping and wet signatures. The introduction of e-BG will replace this function with e-stamping and e-signature.

2. Recently, India’s fastest payment app named _________________ was launched.

  1. Cash App
  2. PayRup
  3. PayCash
  4. PayPaisa
  5. None of these

Show Correct Answers

Correct Answer:  B. PayRup

Explanation:  India’s fastest payment app PayRup was launched in India on 9th January 2023. PayRup is built with the finest technology of web 3.0. PayRup provides an advanced digital payment experience with an outstanding user experience. PayRup users can pay utility bills and landline bills, recharge their mobile, broadband, DTH, and purchase gift cards.

  • PayRup services are planned to expand across various financial instruments.
  • These instruments include multiple payment services such as school fees, pay rent, and other payment collection services.
  • PayRup has announced ticketing and booking services for flights, buses, and hotels along with other USPs.
  • PayRup opens 24/7 customer care facilities for help and support for users.
  • Customer Support desk runs with leading CRM technologies and supports by the global standard.
  • PayRup ensured the 5 dimensions of service quality and follows SERVQUAL standards to provide the best service experience.
  • PayRup gives 5% cashback for all payments through the app as a New Year offer, and users of PayRup are getting benefits from the cashback offer for day-to-day financial services.
  • The launching event was hosted in Lulu Mall, Bangalore, and was launched by Mahadevappa Halagatti.

3. Who among the following was named as the president of the COP28 climate conference?

  1. Michał Kurtyka
  2. Carolina Schmidt
  3. Sultan al-Jaber
  4. Alok Kumar Sharma
  5. None of these

Show Correct Answers

Correct Answer:  C. Sultan al-Jaber

Explanation:  The United Arab Emirates has named a veteran technocrat who both leads Abu Dhabi’s state-run oil company and oversees its renewable energy efforts to preside over the upcoming United Nations climate negotiations in Dubai. Emirati authorities nominated Sultan al-Jaber, a confidant of UAE President Sheikh Mohammed bin Zayed Al Nahyan, who serves as CEO of the Abu Dhabi National Oil Co. The announcement prompted fierce criticism from environmental activists. Al-Jaber’s firm pumps some 4 million barrels of crude a day and hopes to expand to 5 million daily, generating more of the heat-trapping carbon dioxide the UN annual climate negotiations aim to limit. The Emirates’ state-run WAM news agency made the announcement, noting al-Jaber’s years also serving as a climate envoy.

  • In its announcement about al-Jaber, more than $50bn in renewable energy projectsacross 70 countries, with plans to invest a minimum of $50bn over the next decade.
  • Al-Jaber also led green initiatives including a $22bn “carbon-neutral” cityon Abu Dhabi’s outskirts. The project was halted after the global financial crisis that struck the Emirates hard beginning in 2008.
  • He serves as the chairman of Masdar, a clean energy company that grew out of the project and now operates in more than 40 countries.

The UAE will take over the UN climate talks presidency from Egypt at the end of November next year when it will host the summit on the site of the Dubai Expo. The UAE, the first country in the region to ratify the 2015 Paris Agreement, has committed to reach net zero emissions by 2050. The COP28 conference will be held from November 30 to December 12.

4. Which of the following aspirational districts became the first-ever district in India for on-ground deployment of innovative 5G use cases offered by startups?

  1. Dumka
  2. Purnia
  3. Vidisha
  4. Barpeta
  5. None of these

Show Correct Answers

Correct Answer:  C. Vidisha

Explanation:  A joint initiative by the Vidisha District Administration and the Centre for Development of Telematics (C-DOT), Department of Telecommunications (DoT), under the direction of Additional Secretary (Telecom) & Administrator USOF, made Vidisha, a district of Madhya Pradesh, the first district ever in India for on-ground implementation of groundbreaking 5G use cases proposed by startups.

  • The Department of Telecommunications (DoT) has been fostering partnerships of Digital Communication Tech – startups & SMEs to potential user communities, viz. State governments, Smart cities, Aspirational districts, vertical industries, etc., through the Telecom Startups & MSMEs Mission (TSuM) & 5G Vertical Engagement Partnership Program (VEPP). This is accomplished to accelerate Digital Transformationacross socio-economic verticals.
  • To implement 5G/4G/IoTinnovative approaches of Startups & SMEs at Vidisha (Aspirational district), Madhya Pradesh with a primary focus on Health, Agriculture, Diary, Education & Skill Development, benefiting the Vidisha community as a whole, the “5G use case promotional pilot” is being spearheaded by the Centre for Development of Telematics (C-DOT), DoT, which is a trailblazer in emerging Digital communication Technologies.

5. Recently, the Export-Import Bank of India bank has broken the international bond drought from India by raising ___________ from investors across the globe.

  1. $4 billion
  2. $2 billion
  3. $1 billion
  4. $5 billion
  5. None of these

Show Correct Answers

Correct Answer:  C. $1 billion

Explanation:  Export Import Bank of India bank has broken the international bond drought from India by raising $1 billion from investors across the globe. The issuance makes Exim Bank the first Indian issuer to open the markets for dollar and sustainability bond issuances in 2023. It has raised it via a 10-year Sustainability Bond under its Environmental Social Governance-ESG framework.

6. Which of the following publishes Global Risks Report 2023?

  1. World Bank
  2. Asian Development bank
  3. World Economic Forum
  4. International Monetary Fund
  5. None of these

Show Correct Answers

Correct Answer:  C. World Economic Forum

Explanation:  The world faces a set of risks that feel both wholly new and eerily familiar. The Global Risks Report 2023 explores some of the most severe risks we may face over the next decade. As we stand on the edge of a low-growth and low-cooperation era, tougher trade-offs risk eroding climate action, human development and future resilience.The World Economic Forum taking place in Davos, Switzerland released the 18th edition of the Global Risk Report 2023 based on the 2022-2023 Global Risks Perception Survey (GRPS).

Top Five Risk:-

  1. Cost of living crisis
  2. Food supply crisis
  3. Energy supply crisis
  4. Rising inflation
  5. Cyberattacks on critical infrastructure

The next decade will be characterized by environmental and societal crises, driven by underlying geopolitical and economic trends. “Cost-of-living crisis” is ranked as the most severe global risk over the next two years, peaking in the short term. “Biodiversity loss and ecosystem collapse” is viewed as one of the fastest deteriorating global risks over the next decade, and all six environmental risks feature in the top 10 risks over the next 10 years. Nine risks are featured in the top 10 rankings over both the short and the long term, including “Geoeconomic confrontation” and “Erosion of social cohesion and societal polarisation”, alongside two new entrants to the top rankings: “Widespread cybercrime and cyber insecurity” and “Large-scale involuntary migration”.

7. As per the data released by the Ministry of statistics and programme implementation, Inflation based on the Consumer Price Index (CPI) eased to __________  in December from 5.8% in November?

  1. 5.76%
  2. 5.72%
  3. 5.68%
  4. 5.64%
  5. None of these

Show Correct Answers

Correct Answer:  B. 5.72%

Explanation:  Retail inflation declined to a one-year low of 5.72 per cent in December 2022, mainly due to softening prices of food items. Also, it was well within the Reserve Bank of India’s (RBI) comfort range of 2 per cent-6 per cent for a second month, data released by the Ministry of Statistics & Programme Implementation (MoSPI) showed. The Consumer Price Index (CPI)-based inflation rate eased to 5.72 per cent in December. It was 5.88 per cent in November, and 6.77 per cent in October 2022. After remaining above the Reserve Bank of India’s upper tolerance threshold of 6 per cent since January 2022, retail inflation declined in November to 5.88 per cent and further in December to 5.72 per cent — its lowest level in one year.

Inflation Rate for Foods:

The marginal dip in inflation was driven by lower food prices, especially vegetables. It may be noted that food inflation for December came in at 4.1 per cent, compared to 4,.67 per cent in November. The inflation rate for vegetables saw the biggest contraction at 15.08 per cent. Inflation rate for fuel and light, however, increased mildly to 10.97 per cent against 10.62 per cent in November. Other items which also recorded a decrease in prices include meat and fish, oil and fats, fruits, and sugar and confectionery. However, high cereal prices and an elevated core inflation (non- food, non-oil) remain a cause of worry.

8. The Armed Forces Veterans Day is celebrated on ____________ since 1953, the First Indian Commander in Chief (C-in-C) of Indian Army- Field Marshal KM Cariappa, who led Indian Forces.

  1. 12th January
  2. 13th January
  3. 14th January
  4. 15th January
  5. None of these

Show Correct Answers

Correct Answer:  C. 14th January

Explanation:  The Armed Forces Veterans Day is celebrated on 14th January since 1953, the First Indian Commander in Chief (C-in-C) of Indian Army- Field Marshal KM Cariappa, who led Indian Forces to Victory in the 1947 war, had formally retired from the Services. The Day is celebrated as Armed Forces Veterans Day and dedicated to our esteemed Veterans. The First Armed Forces Veterans Day was celebrated on January, 14, 2016 and it was decided to commemorate this day every year by hosting such interactive events in the honor of our Armed Forces Veterans and their families. This year 7th Armed Forces Veterans Day celebrates on 2023.

9. Who among the following has taken charge as first woman Chief Secretary of Telangana?

  1. Sonam Kumari
  2. Santhi Kumari
  3. Shilky Mittal
  4. Maitree Sharma
  5. None of these

Show Correct Answers

Correct Answer:  B. Santhi Kumari

Explanation:  Senior IAS Officer A Santhi Kumari has been appointed as the new Chief Secretary of Telangana. Santhi Kumari took charge as the first women Chief Secretary of the State at the Secretariat in BRK Bhavan. Santhi Kumari will take charge over incumbent Somesh Kumar, who was relieved from the Telangana government by the Union Department of Personnel and Training (DoPT).

  • Santhi Kumari is the first woman Chief Secretary of Telangana.
  • She was appointed a day after the former CS Somesh Kumar was relieved by the state government.
  • After taking charge as the Chief Secretary of Telangana, she met Chief Minister K Chandrashekhar Rao at Pragati Bhavan.
  • Former CS Somesh Kumar has now reported to the Andhra Pradesh government on 12th January 2023.
  • Somesh Kumar was appointed as the Chief Secretary on 31st December 2019 and approached the Central Administrative Tribunal (CAT) during the period of Andhra-Telangana bifurcation and asked for his cadre allocation to Andhra Pradesh.

10. Which of the following country creates a new ministry for indigenous peoples?

  1. Syria
  2. Brazil
  3. South Sudan
  4. South Africa
  5. None of these

Show Correct Answers

Correct Answer:  B. Brazil

Explanation:  Brazil’s President-elect Luiz Inácio Lula da Silva announced Sônia Guajajara as the first minister of the new Ministry of Indigenous People with a mandate to oversee policies ranging from land demarcation to health care. Sônia Guajajara is widely known as the leader of the main group of Brazil’s indigenous tribes and is a member of the Amazon Guajajara. She was also featured in Time Magazine’s annual list of the world’s 100 most influential people.

  • Luiz Inácio Lula da Silva promised to create the Indigenous cabinet department during his presidential campaign.
  • On 1st January 2023, he returned to power and he also previously governed Brazil from 2003 to 2010.
  • The appointment of Sonia Guajajara as the first minister and the creation of the indigenous ministry is a complete turn taken by the government of Brazil.
  • The outgoing president Jair Bolsonaro, defeated in October is an opponent of Indigenous rights and has a record of racist statements.
  • In 1998, he spoke in Brazil’s congress praising the US Cavalry for having “Decimated its Indians” and expressed his regret that Brazil has not done the same.
  • Jair Bolsonaro promised to develop the Amazon and his defanging of environmental law enforcement led to a surge of illegal loggers, miners, and land robbers into Native territory in Brazil.
  • Sônia Guajajara has opposed the attempts to legalize these policies and that opposition was largely successful.
  • The land where Brazil’s Indigenous people live constitutes one of the world’s most important carbon sinks.

11. Who among the following has been appointed as Chief Executive Officer (CEO) of IT giant Cognizant?

  1. K V Shaji
  2. Arun Singh
  3. Ravi Kumar
  4. N Chandrasekaran
  5. None of these

Show Correct Answers

Correct Answer:  C. Ravi Kumar

Explanation:  IT giant Cognizant has announced Ravi Kumar as its new Chief Executive Officer, replacing the outgoing Brian Humphries, effective immediately. He was the president and COO of Infosys until October 2022, before leaving the company to join Cognizant the following week as President of Cognizant Americas. Mr. Humphries had resigned from the post that he held for four years, a move that has been linked to Cognizant’s recent underperformance, including revenue decline in the third quarter of 2022.

  • Kumar worked in Infosys for over 20 years, and served as the company’s president for the last six years of his stint. He also served on the boards of TransUnion and software services provider Digimarc Corp. He earned his bachelor’s degree in engineering from Shivaji University and his M.B.A. from Xavier Institute of Management, India.
  • Cognizant also announced that Surya Gummadi has been named president of Cognizant Americas, while Stephen J. Rohleder, a member of Cognizant’s board since March 2022, has been elected chair of the board.

12. Digital India Startup Hub, through the Software Technology Parks of India, shall set up India’s first Centre of Excellence in Online Gaming at Shillong by-

  1. January 2023
  2. March 2023
  3. August 2023
  4. October 2023
  5. None of these

Show Correct Answers

Correct Answer:  B. March 2023

Explanation:  Digital India Startup Hub, through the Software Technology Parks of India, shall set up India’s first Centre of Excellence in Online Gaming at Shillong by March 2023. This was announced by Minister of State for Electronics & Information Technology and Skill Development & Entrepreneurship, Rajeev Chandrasekhar, at a function in Meghalaya’s capital.

  • The Minister announced another initiative of MeitY to set up a state-of-the-art facility under the National Institute of Electronics and IT (NIELIT)to provide training on cutting edge Digital Skills at Shillong. A 10-acre campus shall soon be ready for this purpose which shall cater to the skilling requirement of youth in the North East Region.
  • The Minister also informed that the Government is re-launchingSkill India through PMKVY 4.0, which shall train around 50,000 youth in Meghalaya in future ready skills with industry-backed job opportunities.

13. Former Union Minister, Sharad Yadav, who passed away, was associated with which of the following political parties?

  1. BJP
  2. BSP
  3. INC
  4. JDU
  5. None of these

Show Correct Answers

Correct Answer:  D. JDU

Explanation:  Socialist stalwart and former JD(U) chief Sharad Yadav passed away. He was 75. He is survived by his wife, daughter and son. A 7-term Lok Sabha and 4-term Rajya Sabha member, Yadav, a former Union Minister, had not been keeping well for some time. Born on July 1, 1947 at Babai in Hoshangabad district of Madhya Pradesh, Yadav was a gold medallist in engineering from the Jabalpur Engineering College.He soon became active in youth politics, greatly influenced by socialist leader Ram Manohar Lohia.  He participated in a number of mass movements and was detained under MISA during the turbulent 1970s. Much later, he was among the leaders who played a significant role in the implementation of the Mandal Commission recommendations.

14. Which of the following organizations sold a 3.1% stake in Paytm worth $125 million through a block deal?

  1. PayPal
  2. Amazon
  3. Soft Bank
  4. Alibaba Group
  5. None of these

Show Correct Answers

Correct Answer:  D. Alibaba Group

Explanation:  China’s Alibaba Group sold a 3.1% stake in Indian digital payments firm Paytm for a total of $125 million through a block deal. Shares of the company fell as much as 8.8% to 528 rupees in afternoon trading, and was last down 5.8%. Alibaba, which held a 6.26% stake in Paytm as of end-September, sold the stake at 536.95 rupees apiece.  Paytm’s stock has risen about 9% this year up to last close, after reporting strong preliminary figures for the third quarter. It closed 2022 with a 60% loss, despite the company announcing a share buyback in December. In November last year, Softbank Group Corp sold a 4.5% stake in the e-payments firm worth $200 million. SoftBank had a 17.5% stake in Paytm as of Sept. 30. Formally known as One97 Communications, Paytm listed in 2021 after a mega $2.5 billion initial public offer (IPO). Since then, the stock has plunged around 75% from its IPO offer price as investors started questioning the company’s monetization plans amid worries about sky-high valuations of tech companies and fears of a global economic recession.

Block Deal is a single transaction between two institutional players or two parties of a minimum quantity of 5 lakh shares or at least Rs. 5 Crores in value. This usually happens at the start of trading hours for about 35 minutes through a separate trading window. It has the following features:

  • The Deal is comprised of the order of a minimum quantity of 5 lakh equity shares or a value of Rs. 5 Crores.
  • All the trades should be delivered as ‘Block Deal’ orders cannot be reversed or even squared off.
  • The real price of the share should fall between +1% to -1% of the current market price.

15. FSSAI has specified the identity standards for Basmati Rice in January 2023, These standards will come into force from __________.

  1. 1st March 2023
  2. 1st August 2023
  3. 1st June 2023
  4. 1st April 2023
  5. None of these

Show Correct Answers

Correct Answer:  B. 1st August 2023

Explanation:  Food Safety and Standards Authority of India (FSSAI) has specified the identity standards for Basmati Rice (including Brown Basmati Rice, Milled Basmati Rice, Parboiled Brown Basmati Rice and Milled Parboiled Basmati Rice) for the first time in the country. These standards will come into force from August 1, 2023.

  • As per the standards, Basmati rice shall possess natural fragrance characteristic of basmati rice and be free from artificial colouring, polishing agents and artificial fragrances.
  • These standards also specify various identity and quality parameters for basmati rice such as average size of grains and their elongation ratio after cooking; maximum limits of moisture, amylase content, uric acid, defective/damaged grains and incidental presence of other non-basmati rice etc.
  • The standards are aimed at establishing fair practices in the trade of Basmati rice and protect consumer interest, both domestically and globally.

Daily GK and Current Affairs Quiz – 13th January 2023

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