Daily GK and Current Affairs Quiz - 31st January 2023
Daily GK and Current Affairs Quiz - 31st January 2023

Daily GK and Current Affairs Quiz – 31st January 2023

Today’s Current Affairs Quiz. Important Current Affairs Questions – January 2023. Monthly Current Affairs PDF. Latest Current Affairs Questions for Banking and Insurance Exams 2023. Welcome to the Let’s Study Together (LST) online Current Affairs section. If you are preparing for Banking & Insurance, SSC, Railways, and other competitive exams, you will come across a section on Current Affairs. Here we are providing you with the “Current Affairs Quiz – 31st January 2023″ in PDF format based on the current events for your daily practice.

This “Current Affairs Quiz – 31st January 2023″ is also important for other banking exams such as LIC AAO, IBPS PO, IBPS Clerk, SBI PO/Clerk, IBPS RRB Officer, IBPS RRB Office Assistant, IBPS SO, SBI SO, SSC, Railways and other competitive exams.

Current Affairs Quiz – 31st January 2023

In all Sarkari Exams/Govt Exams, Current Affairs Quiz which is asked generally framed on International News, National News, State News, Sports, Awards, Summits, Schemes, Books & Authors, Ranks & Reports, Important Days, Economy, Defence, Science & Technology, etc. To excel in the Current Affairs section of the competitive examinations you are required to cover Current Affairs Quiz in the above areas.

1. SBM Bank (India) has raised _______________ through the issuance of the second tranche of Basel-III compliant tier II bonds from Life Insurance Corporation of India.

  1. Rs 69 crore
  2. Rs 59 crore
  3. Rs 99 crore
  4. Rs 89 crore
  5. None of these

Show Correct Answers

Correct Answer:  C. Rs 99 crore

Explanation:  SBM Bank (India) has raised Rs 99 crore through the issuance of the second tranche of Basel-III compliant tier II bonds. The bank has raised the entire corpus from the country’s largest financial institution, the LIC of India. With this fresh round of capital raising from multiple investors, SBM Bank India now has raised a total of Rs 224 crore.

2. The United Nations’ cultural agency, UNESCO has designated _____________ sites as World Heritage in Danger sites.

  1. Carpathian forest
  2. St. Sophia Cathedral
  3. Historic Center of Odesa
  4. Chernivtsi National University
  5. None of these

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Correct Answer:  C. Historic Center of Odesa

Explanation:  The United Nations cultural organization, UNESCO, designated the historic center of Odesa as a World Heritage Site and categorized it as being “in danger” during a committee meeting in Paris. It is in recognition of the historical significance of a Black Sea port that Russia has pounded with missiles as it seeks to retake Ukraine.

  • Catherine Colonna, France’s foreign minister, intended to visit the city to demonstrate her solidarity, but the possibility of a Russian missile strike derailed her plans.
  • In October, President Volodymyr Zelensky requested that the United Nations declare Odesa to be an endangered World Heritage Site.
  • The U.N. agency expedited the process out of concern for the harm being done to the city’s numerous cultural sites.

Empress Catherine the Great of Russia founded it in the late 18th century, and today it is home to hundreds of structures that are significant to both Russians and Ukrainians in terms of architecture and culture. Despite frequent Russian aircraft attacks, Russian troops were unable to take Odesa last year; instead, their onslaught was stopped at the city of Mykolaiv, which is located about 80 miles to the east. Volunteers and Ukrainian soldiers have worked to reinforce certain structures, cover monuments with sandbags, and establish barriers as the attacks on Odesa have intensified. UNESCO committed to repair the damage caused by shelling to the Odesa Museum of Fine Arts and the Odesa Museum of Modern Art.

3. _____________ state governments has launched the ‘Ladli Bahna’ scheme to give Rs 1,000 every month to women from all sections of society who don’t pay income tax.

  1. Rajasthan
  2. Meghalaya
  3. Gujarat
  4. Madhya Pradesh
  5. None of these

Show Correct Answers

Correct Answer:  D. Madhya Pradesh

Explanation:  Shivraj Singh Chouhan, the chief minister of Madhya Pradesh, has made a significant statement for the women to launch the “Ladli Bahna Yojana” in the state following the success of the Ladli Laxmi Yojana for the girls. No matter their caste or status, underprivileged women would receive Rs 1,000 each month under this Yojna in order to gain financial independence.

  • “Ladli Bahna Yojana” will be created for the poor and lower middle class women of the state, irrespective of caste or category.
  • On the occasion of Narmada Jayanti, and on the sacred banks of the Narmada, there was Ladli Lakshmi Yojana for girls. What is the distinction between a general class, a backward class, a scheduled caste, and a tribal group? Sisters are sisters, and now those sisters will receive Rs 1,000 each month.
  • The funds will be deposited each month into the accounts of the recipients from every eligible family, enabling them to achieve financial independence. In five years, it is predicted that this programme will cost roughly Rs 60,000 crore.
  • Notably, the state had previously seen the Ladli Laxmi Yojna and Ladli Laxmi Yojna 2. To empower the state’s underprivileged women, the state government will now launch the Ladli Bahna Yojna.
  • Ladli Laxmi Yojna is regarded as one of the state’s most effective Yojnas.

4. National Stock Exchange of India (NSE) has emerged as the ______________ largest exchange in the world in the equity segment by the number of trades in 2022.

  1. 1st
  2. 2nd
  3. 3rd
  4. 5th
  5. None of these

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Correct Answer:  C. 3rd

Explanation:  The National Stock Exchange (NSE) has emerged as the world’s largest derivatives exchange in 2022 by the number of contracts traded based on statistics maintained by the Futures Industry Association (FIA), a derivatives trade body. This is the fourth consecutive year when the exchange earned the top spot. National Stock Exchange of India (NSE) has emerged as the 3rd largest exchange in the world in the equity segment by the number of trades (electronic order book) in 2022, an advancement from the previous year when it ranked 4th as per statistics maintained by the World Federation of Exchanges (WFE).

5. Who among the following RPF/RPSF personnel has/have received the Jeevan Raksha Padak awards?

  1. Surendra Kumar
  2. Jaipal Singh
  3. Bhuda Ram Saini
  4. Both A & B
  5. All of the above

Show Correct Answers

Correct Answer:  E. All of the above

Explanation:  The President of India Droupadi Murmu has awarded the RPF/RPSF personnel with Jeevan Raksha Padak awards to Jaipal Singh, Head Constable/ Northern Railway, Surendra Kumar, Constable/Northern Railway, and Bhuda Ram Saini, Constable/7th BN/RPSF.

  • On 12.05.2022, in the jurisdiction of Nizamuddin Railway Station between Rly. Km 1532/13 to 1532/25, at about 16:10 hrs BTPN wagon no. 40121185538 caught fire due to technical reasons.
  • During that time about 1000 (one thousand) persons were working at the site.  An atmosphere of fear was created after seeing the fire taking a dreadful form.
  • To save their lives, the workers started running here and there in a fit of desperation. Head Constable Jaipal Singh, Constable Surendra Kumar, and Constable Buddha Saini were posted on duty.
  • Without caring for their own life, they extinguished the fire taking the dreadful form of a BTPN wagon full of highly inflammable material (Naphtha) with the help of a fire extinguisher.
  • Fire would have spread to a total of 18 BTPN wagons filled with a highly inflammable substance (Naphtha), causing a major accident, threatening the lives of thousands of people, and causing damage to railway property worth billions of rupees.
  • Mr. Jaipal Singh, Mr. Surendra Kumar, and Mr. Budhram Saini have saved about 1000 human lives and railway property worth billions by risking their lives, which is commendable work.

6. Who among the following has been appointed as the new Vice Chief of the Indian Air Force in January 2023?

  1. Arvind Walia
  2. A.P. Singh
  3. Pankaj Mohan
  4. Pankaj Kumar Singh
  5. None of these

Show Correct Answers

Correct Answer:  B. A.P. Singh

Explanation:  Air Marshal A P Singh has been appointed as the new Vice Chief of the Indian Air Force. He will succeed Air Marshal Sandeep Singh, who will retire from service. Air Marshal A P Singh is currently serving as the Air Officer Commanding-in-Chief of the Central Air Command. He will take charge as the Vice Chief on 01st Feb 2023. He was commissioned into the fighter stream of the IAF on December 21, 1984.

  • Air Marshal A P Singh is an alumnus of National Defence Academy, Defence Services Staff College and National Defence College. He is a Qualified Flying Instructor and an Experimental Test Pilot with more than 4,900 hours of service flying on a variety of fixed wing and rotary wing aircraft.
  • His operational tenures include being the Flight Commander and Commanding Officer of a MiG 27 squadron and Air Officer Commanding of an air base.
  • As a test pilot, he has served in Aircraft and System Testing Establishment in various ranks and capacities.
  • He also led the MiG 29 Upgrade Project Management Team in Moscow, Russia. He was the Project Director (Flight Test) at National Flight Test Centre looking after the flight testing of Light Combat Aircraft Tejas and Air Defence Commander at the South Western Air Command.
  • Prior to taking over as Air Officer Commanding-in-Chief of the Central Air Command, he was Senior Air Staff Officer at the Eastern Air Command.

7. Who has been signed as the new brand ambassador of the Sports brand Puma India? (January 2023)

  1. Prasoon Joshi
  2. Nikhat Zareen
  3. Harmanpreet Kaur
  4. Neeraj Kumar
  5. None of these

Show Correct Answers

Correct Answer:  C. Harmanpreet Kaur

Explanation:  Sports brand Puma India announced roping in women’s cricket team captain Harmanpreet Kaur as its latest brand ambassador. As part of the partnership terms, Harmanpreet will endorse the brand’s footwear, apparel and accessories throughout the year. With this, Harmanpreet joins PUMA’s roster of brand ambassadors that include Virat Kohli, football stars Neymar Jr and Sunil Chhetri, boxer MC Mary Kom, cricketer Harleen Deol and Para-Shooter Avani Lekhara.

The 33-year-old batter from Punjab has the record of the fourth fastest women’s T20I hundred in the world to her name and she is also India’s only centurion in the women’s T20I. Harmanpreet has scored six international hundreds so far in her career, five of them coming in from ODIs. The most capped player in the T20I format has also been conferred the Arjuna award in 2017. PUMA has been actively contributing to the rise of sports culture in the country by associating with 250+ athletes across cricket, boxing, football and para-sports.

8. As per the Economic Survey 2023-24, India’s economy will grow how much per cent in 2023-24?

  1. 6%
  2. 6.1%
  3. 6.5%
  4. 5.5%
  5. None of these

Show Correct Answers

Correct Answer:  C. 6.5%

Explanation:  Finance Minister Nirmala Sitharaman presented the economy survey to Parliament. According to the economic survey, India’s economy will expand by 6.5 percent in 2023–2024 as opposed to 7 percent in the current fiscal year and 8.7 percent in 2021–2022. The Economic Survey 2022-23 is primarily the government’s assessment of the economy’s performance over the previous year.

  • The government stated in its Economic Survey 2022-23 report that their baseline scenario for growth for 2023–2024 was 6.5%, with nominal growth—which takes inflation into account—predicted at 11%.
  • Since the COVID-19 pandemic, India’s economy has recovered, but the crisis in Russia and Ukraine has increased inflationary pressures and forced central banks, including India’s, to change their ultra-loose monetary policy.
  • The Economic Survey 2022-23 report found that even though inflation remained over the central bank’s target in 2022–2023, the rate of price increases was neither too high nor too low to discourage private consumption or hamper investment.

9. India’s first green energy based solar panel factory will be built by Luminous in which state?

  1. Odisha
  2. Gujarat
  3. Haryana
  4. Uttarakhand
  5. None of these

Show Correct Answers

Correct Answer:  D. Uttarakhand

Explanation:  Luminous Power Technologies revealed that it has planned to build India’s first green energy-based solar panel manufacturing plant in Uttarakhand which will be operational by the end of this year. The location of the new India’s first green energy-based solar panel is Rudrapur which will be equipped with the latest technology to design and produce high-quality solar panels that will be used for both residential and commercial applications.

  • Once India’s first green energy-based solar panel will be operational, the facility, spread across 4.5 lakh square feet per 10 acres will help enable a solar production capacity of 500 MW per annum.
  • It is expandable up to 1 GW, producing a range of solar panels with a power output of 40W to 600W. Luminous would establish its first solar panel facility with this factory’s commencement.
  • Preeti Bajaj, CEO, and MD, Luminous Power Technologies, informed that this project is a major step forward in Luminous Power Technologies’ journey towards enabling a cleaner and more sustainable future and aligns with Prime Minister Narendra Modi’s goal of being net zero by 2070.
  • The solar panel facility is fully robotic and will use 100 percent of solar power energy.
  • The facility’s annual production capacity will be equivalent to the carbon sequestration of planting one crore trees, making a major contribution to the reduction of CO2 emissions.

10. The legal entity identifier (LEI) codes with a total exposure of above Rs 5 crore to Rs 10 crore to be obtained on or before _______.

  1. April 30, 2025
  2. April 30, 2024
  3. April 30, 2023
  4. April 30, 2026
  5. None of these

Show Correct Answers

Correct Answer:  A. April 30, 2025

Explanation:  The guidelines on Legal Entity Identifier (LEI) for large borrowers of Primary (Urban) Co-operative Banks (UCBs) and Non-Banking Financial Companies (NBFCs) have been extended by the Reserve Bank of India (RBI). The RBI has further advised that any non-individual borrowers enjoying aggregate exposure of Rs 5 crore and more from financial institutions (FIs) and banks will be required to obtain Legal Entity Identifier (LEI) codes.

  • By 30th April 2023, the borrowers who have exposure of Rs 25 crore are required to obtain LEI.
  • Borrowers having a total exposure of Rs 10 crore and up to Rs 25 crore will have to obtain LEI by 30th April 2024.
  • Borrowers having a total exposure of over Rs 5 crore and up to Rs 10 crore will have to obtain LEI by 30th April 2025.

11. Which of the following insurance companies launched its first line of customized health insurance products ‘Health Wellness plan’?

  2. ICICI Lombard
  3. RenewBuy
  4. Royal Sundaram
  5. None of these

Show Correct Answers

Correct Answer:  C. RenewBuy

Explanation:  RenewBuy has launched its first line of customized health insurance product, RenewBuy Health Wellness plan with a focus on the large uninsured segment beyond the tier 1 markets. To bridge that gap and has introduced multiple benefits in pre-hospitalization and Outpatient Department (OPD) treatment with the newly launched product.

  • The product offers new-age health insurance benefits, available in three variants- Gold Plan, Silver Plan, and Wellness Plan ranging from coverage of 2-5 lakhs.
  • Up to 70% lower premium is offered for senior citizens, and up to 50% lower premium is offered for those up to 59 years of age, Maternity cover with a significantly shorter waiting period.
  • The plan offers OPD benefits, unlimited doctor on-call consultation, free lab tests, heavy discounts for offline OPD consultation, modern treatment under a very low sum insured, no cap on room rent, along with a range of other benefits ( subject to certain T&C).

12. Former India opener Murali Vijay announced his retirement from all forms of international cricket. He represented which of the following teams?

  1. Vidarbha cricket team
  2. Manipur cricket team
  3. Saurashtra cricket team
  4. Tamil Nadu cricket team
  5. None of these

Show Correct Answers

Correct Answer:  D. Tamil Nadu cricket team

Explanation:  Veteran Indian opener Murali Vijay has announced his retirement from all forms of international cricket. He last played for India in December 2018 during the Border-Gavaskar Test series against Australia. Murali appeared in 61 Tests, 17 ODIs and nine T20Is for India during his international career that began back in 2008 when he came in for Gautam Gambhir in the playing XI of the final Test match of Border-Gavaskar Test series against Australia in Nagpur. He scored 3982 runs in Tests with 12 centuries and 15 fifties, 339 runs in ODIs with a solitary half-century and 169 runs in T20Is. He also played 135 first-class and 94 List A cricket matches for Tamil Nadu, last appearing in late 2019. The right-handed batter has also scored 2619 runs in 106 IPL matches, winning back-to-back titles with the Chennai Super Kings in 2010 and 2014, with two tons and 13 fifties, his last appearing in September 2020.

13. Who among the following has been appointed as the new Chief Executive Officer of Unilever?

  1. Matt Close
  2. Conny Braams
  3. Graeme Pitkethly
  4. Hein Schumacher
  5. None of these

Show Correct Answers

Correct Answer:  D. Hein Schumacher

Explanation:  Unilever has announced the appointment of Hein Schumacher as its new Chief Executive Officer. Hein will replace Alan Jope, who announced in September 2022 his intention to retire from Unilever. Hein is currently CEO of the global dairy and nutrition business Royal FrieslandCampina and became a Non-Executive Director of Unilever in October last year. He will begin as Unilever CEO on 1 July 2023, after a one-month handover period. Hein is a business leader with an excellent track record across multiple leading companies in the consumer goods industry. As CEO of Royal FrieslandCampina, an €11bn turnover business operating in over 40 countries, he has delivered significant portfolio and organisation change as part of transforming it into a more focused, growth-driven and sustainable business.

14. Anish Giri won the 85th edition of Tata Steel Chess, Anish Giri belongs to which country?

  1. Canada
  2. India
  3. Australia
  4. Netherlands
  5. None of these

Show Correct Answers

Correct Answer:  D. Netherlands

Explanation:  Dutch (Netherlands) player Anish Giri, five times the runner-up in Wijk aan Zee, has won the 85th edition of Tata Steel Chess after pouncing on a blunder by Richard Rapport while Jorden van Foreest took down long-term leader Nodirbek Abdusattorov. Magnus Carlsen beat Arjun Erigaisi on demand to catch Nodirbek in a tie for 2nd place, while Wesley So finished 4th. Anish Giri (NED, 2764) has never lost a tournament game against Richard Rapport (ROU, 2740). He has defeated the creative genius thrice and the remaining encounters ended in draws. Obviously, this statistic gave Giri the extra boost he needed to push for a win in the final round.

The Tata Steel Chess Tournament 2023 is the 85th edition of the annual chess tournament held in Wijk aan Zee. It was held from 13 January to 29 January 2023. The field of 14 players in the Masters section included the numbers one and two of the FIDE World ranking, Magnus Carlsen and Ding Liren, as well as five teenage grandmasters.

15. According to the All India Survey on Higher Education (AISHE) 2020-2021 released by the Ministry of Education in January 2023, The total enrollment in higher education has increased to ____________ in 2020-21.

  1. 5.14 crore
  2. 4.14 crore
  3. 3.14 crore
  4. 2.14 crore
  5. None of these

Show Correct Answers

Correct Answer:  B. 4.14 crore

Explanation:  The Ministry of Education, Government of India has released All India Survey on Higher Education (AISHE) 2020-2021. The Ministry has been conducting All India Survey on Higher Education (AISHE) since 2011, covering all higher educational institutions located in Indian Territory and imparting higher education in the country. The survey collects detailed information on different parameters such as student enrollment, teacher’s data, infrastructural information, financial information etc. For the first time, in AISHE 2020-21, HEIs have filled data using entirely online data collection platform through the Web Data Capture Format (DCF) developed by Department of Higher Education through the National Informatics Centre (NIC). Following are the key highlights of the survey: Student Enrollment

  • The total enrollment in higher education has increased to nearly 14 crore in 2020-21 from 3.85 crore in 2019-20. Since 2014-15, there has been an increase of around 72 Lakh in the enrolment (21%).
  • The Female enrolment has increased to 2.01 crore from 1.88 crore in 2019-20. There has been an increase of around 44 Lakh (28%) since 2014-15.
  • The percentage of female enrolment to total enrolment has increased from 45% in 2014-15 to around 49% in 2020-21.
  • As per 2011 population projections for 18-23 years age group, GER has increased to 27.3 from 25.6 in 2019-20.
  • Notable increase of 1.9 points is observed in GER of ST students in 2020-21, as compared to 2019-20.
  • Female GER has overtaken Male GER since 2017-18. Gender Parity Index (GPI), the ratio of female GER to male GER, has increased from 1 in 2017-18 to 1.05 in 2020-21.

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